Sync Finance
Sync Finance · Sync Capital

Your complete financial ecosystem in one app

Invest, borrow, shop, pay bills, and manage your money — whether you're an individual, a business, or a wealth client. Sync Finance brings banking, credit, and lifestyle together.

  • Wallet & instant transfers
  • Fixed-return investments
  • Flexible credit products
  • BNPL marketplace
  • Lifestyle utilities & travel
Admin Portal

Welcome to the Sync App

Hi, Kennedy

Sync Wallet Balance

₦248,500.00

Quick actions

Fund

Transfer

Invest

Loans

Grow your wealth

Earn fixed returns on Flexi-Vest and Secure Note plans.

Recent activity

Wallet funded+₦50,000
BNPL purchase-₦12,400
HomeInvestCreditLifestyleAccount

Everything you need to grow

From empowering businesses to growing personal wealth — Sync is built for real financial life, not just transactions.

Empowering business growth

Driving your growth and securing lasting financial stability with tools built for SMEs and registered businesses.

Grow Your Wealth

Invest smartly with Flexi-Vest and Secure Note plans, or explore equity opportunities through GetEquity.

Get Quick Loans

Access payday loans, business loans, premium portfolio-backed financing, and BNPL with flexible repayment terms.

Shop from Retailers

Discover amazing products from trusted retailers securely within the app — pay with wallet or BNPL at checkout.

Products built for every need

Five integrated modules power the Sync mobile experience — wallet, investments, credit, marketplace, and lifestyle.

Your money, one place

Sync Wallet

Fund your wallet via bank transfer, send money with NIP transfers, and track every transaction in real time.

  • Instant bank transfers (NIP)
  • Full transaction history
  • Secure transaction PIN

Sync Finance

Sync Wallet

Instant bank transfers (NIP)
Full transaction history
Secure transaction PIN

Grow with confidence

Investments

Choose fixed deposits with Flexi-Vest and Secure Note, or browse equity deals. Wealth clients get a dedicated personal advisor.

  • Flexi-Vest & Secure Note plans
  • GetEquity marketplace
  • Personal wealth manager chat

Sync Finance

Investments

Flexi-Vest & Secure Note plans
GetEquity marketplace
Personal wealth manager chat

Credit when you need it

Credit & Loans

From payday loans for salaried workers to business loans for merchants and premium portfolio-backed financing for affluent clients.

  • Payday & business loans
  • Buy Now, Pay Later (BNPL)
  • Premium portfolio-backed loans

Sync Finance

Credit & Loans

Payday & business loans
Buy Now, Pay Later (BNPL)
Premium portfolio-backed loans

Shop & sell in-app

Marketplace

Browse products from trusted retailers, checkout with your wallet or BNPL, and manage orders — merchants can list and sell too.

  • BNPL-enabled checkout
  • Merchant product listings
  • Campaigns & order tracking

Sync Finance

Marketplace

BNPL-enabled checkout
Merchant product listings
Campaigns & order tracking

Life beyond banking

Lifestyle Services

Pay utilities, book flights, hotels, and buses, set payment reminders, and access a lifestyle concierge on premium plans.

  • Electricity, water, internet, cable
  • Flights, hotels & bus bookings
  • Lifestyle concierge for wealth clients

Sync Finance

Lifestyle Services

Electricity, water, internet, cable
Flights, hotels & bus bookings
Lifestyle concierge for wealth clients

Built for how you use money

Join Sync with the account type that fits you — each experience is tailored from onboarding to dashboard.

Individual

Targeted at salaried or self-employed individuals seeking flexible investment and credit options.

  • Sync wallet & transfers
  • Payday loans & BNPL
  • Fixed deposits & equity
  • Marketplace shopping
  • Utility & travel bookings

Business

Designed for SMEs and registered businesses seeking investment and financing opportunities.

  • Business loan applications
  • Merchant marketplace selling
  • Wallet disbursements
  • Investment products
  • CAC-verified onboarding

Wealth Management

Premium segment with bespoke services, advisory, and exclusive access to the Sync Affluent Fund.

  • Dark premium dashboard
  • Personal wealth manager
  • Premium portfolio loans
  • BNPL with eligibility checks
  • Lifestyle concierge

Get started in minutes

From account creation to your first investment or loan — Sync guides you every step of the way.

01

Choose your account

Select Individual, Business, or Wealth Management — each tailored to how you use Sync.

02

Verify & secure

Complete KYC with NIN/BVN, set your transaction PIN, and enable biometric login for extra security.

03

Start growing

Fund your wallet, invest, borrow, shop, and manage lifestyle payments — all from one app.

Sync Finance

Ready to join Sync?

Download Sync Finance on iOS or Android. Create your account, verify your identity, and start managing your financial life today.

Need help? support@syncfinance.com